Question 1

How does the policy analysis tool work?

Accepted Answer

Upload your policy PDF or scan, and AI will automatically read the terms, extract coverage details, and deliver a deep report in 3-5 minutes — telling you whether the policy is worth it, if there are duplicates, and if it's right for you.

Question 2

Does EnsureOK sell insurance?

Accepted Answer

No. EnsureOK is an independent third-party verification service with no insurance company commissions, so our advice is neutral. You don't need to share personal information — just upload your policy PDF.

Question 3

What types of insurance are supported?

Accepted Answer

We currently support critical illness, medical insurance (budget/mid-tier/premium), annuities / whole life with cash value, accident insurance, and life insurance. More personal insurance categories will be added over time.

Question 4

How much does an analysis cost?

Accepted Answer

Single policy analysis: ¥9.9 per policy, with permanent re-access and free re-runs. Policy custody: ¥49 per policy per year, with automatic periodic re-analysis and proactive market change alerts.

Question 5

Is my policy data secure?

Accepted Answer

Data is end-to-end encrypted in transit, compliant with China's Personal Information Protection Law (PIPL) and GDPR. Your uploaded policies are used solely for generating analysis reports and are never shared with any insurance company. You can revoke authorization and delete your data at any time.